DLC Ideal Mortgage - Mortgage Blog

Making Dreams a Reality

Five reasons to use a mortgage broker

Five reasons to use a mortgage broker

December 18, 2019 | Posted by: Keith Leighton

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How Do Lenders Verify Your Down Payment?

How Do Lenders Verify Your Down Payment?

December 13, 2019 | Posted by: Keith Leighton

How Do Lenders Verify Your Down Payment? Saving for a down payment is one of the biggest challenges facing people wanting to buy their first home. To fulfill the conditions of your mortgage approva ... [read more]

Do's and Don'ts Before Your Mortgage Funds

Do's and Don'ts Before Your Mortgage Funds

November 29, 2019 | Posted by: Keith Leighton

Do's and Don'ts Before Your Mortgage Funds While you may have a pre-approved or approved mortgage, it doesn't fund until the day you close on your new home. Keep the following tips in mind to ensur ... [read more]

Planning for Homeownership

Planning for Homeownership

November 22, 2019 | Posted by: Keith Leighton

PLANNING FOR HOMEOWNERSHIP Two years is an important time frame when it comes to buying your first home. According to a recent study, nearly one-fifth of aspiring first-time homebuyers expect to bu ... [read more]

Principal and Interest

Principal and Interest

November 15, 2019 | Posted by: Keith Leighton

Principal and Interest Principal and interest are the two components that make up a mortgage payment. Principal is the portion of your payment that goes towards paying down the outstanding balance ... [read more]

How Credit Scores Are Calculated

How Credit Scores Are Calculated

November 8, 2019 | Posted by: Keith Leighton

How Credit Scores Are Calculated For most people, your personal credit score and how a credit score is calculated are complete mysteries. How can you be expected to play and be successful if you ar ... [read more]

5 Mistakes of First Time Home Buyers

5 Mistakes of First Time Home Buyers

November 1, 2019 | Posted by: Keith Leighton

5 Mistakes of First Time Home Buyers Buying a home might just be the biggest purchase of your life—it’s important to do your homework before jumping in! Here are the 5 mistakes first ... [read more]

Four Home Run Mortgage Strategies

Four Home Run Mortgage Strategies

September 20, 2019 | Posted by: Keith Leighton

Four Home Run Mortgage Strategies While most people start off their mortgage search by going after the lowest rate, what they are really after is the mortgage with the lowest cost. Then again, the ... [read more]

4 Ways to Enable a Smooth Mortgage Process

4 Ways to Enable a Smooth Mortgage Process

September 12, 2019 | Posted by: Keith Leighton

4 Ways to Make the Mortgage Process SmootherMortgages are complicated—we get it! But there are steps that you as a homebuyer can take to make the process a much smoother one (plus let you walk ... [read more]

4 Costs to Consider As A First-Time Homebuyer

4 Costs to Consider As A First-Time Homebuyer

August 12, 2019 | Posted by: Keith Leighton

4 Costs to Consider As A First-Time Homebuyer The most organized and detail oriented first-time homebuyer can often overlook some unexpected costs that come with the purchase of their new home. Her ... [read more]

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