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Category: Mortgages (22 posts)

Meet Nick Hamblin

Meet Nick Hamblin

July 28, 2020 | Posted by: Keith Leighton

Meet Nick Hamblin #mortgage #realestate #realtor #mortgagebroker #home #newhome #realestateagent #investment #property #househunting #refinance #firsttimehomebuyer #forsale #finance #broker #mort ... [read more]

Why Mortgage Brokers are Better than Banks!

Why Mortgage Brokers are Better than Banks!

July 28, 2020 | Posted by: Keith Leighton

Why Mortgage Brokers are Better than Banks! I am often asked if it’s hard to compete with the banks. While they may offer competitive rates at times, right now we have much better rates than ... [read more]

5 C’s of Credit to get a Mortgage

5 C’s of Credit to get a Mortgage

July 28, 2020 | Posted by: Keith Leighton

5 C’s of Credit to get a Mortgage Whether you are buying your first home or have been a home owner for years, when you are looking at purchasing a property, finding the best mortgage solution ... [read more]

10 Things That Determine Your Best Mortgage Rate

10 Things That Determine Your Best Mortgage Rate

July 28, 2020 | Posted by: Keith Leighton

10 Things That Determine Your Best Mortgage Rate You know at one time I could give you a quote over the phone and not worry that I would be too far out. Today is a totally different story, here a ... [read more]

4 Ways to Enable a Smooth Mortgage Process

4 Ways to Enable a Smooth Mortgage Process

July 28, 2020 | Posted by: Keith Leighton

4 Ways to Make the Mortgage Process SmootherMortgages are complicated—we get it! But there are steps that you as a homebuyer can take to make the process a much smoother one (plus let you walk ... [read more]

Why Are Mortgage Rates Rising?

Why Are Mortgage Rates Rising?

July 28, 2020 | Posted by: Keith Leighton

Why Are Mortgage Rates Rising? Over the past month, the Bank of Canada has lowered its overnight rate by a whopping 1.5 percentage points to a mere 0.25%. Many people expected mortgage rates to fal ... [read more]

COVID-19: Understanding Mortgage Payment Deferral

COVID-19: Understanding Mortgage Payment Deferral

July 28, 2020 | Posted by: Keith Leighton

COVID-19: Understanding Mortgage Payment Deferral What you can do about your mortgage payment during the pandemic. The COVID-19, or coronavirus crisis has left many homeowners in Canada without ... [read more]

The Math on Mortgage Deferrals

The Math on Mortgage Deferrals

July 28, 2020 | Posted by: Keith Leighton

The Real Costs. The Facts. The Myths. There are opinions and articles circulating that say taking the 6 month mortgage deferral option could result in your payments increasing by $800 a month at th ... [read more]

Canadian Interest Rates Fall to Near Historic Lows

Canadian Interest Rates Fall to Near Historic Lows

July 28, 2020 | Posted by: Keith Leighton

CANADIAN INTEREST RATES FALL TO NEAR HISTORIC LOWS Interest rates have fallen to near historic lows due to the Covid-19 pandemic that has ravaged the economy and caused widespread unemployment. Th ... [read more]

Winter is here! Get a worry free mortgage!

Winter is here! Get a worry free mortgage!

January 28, 2019 | Posted by: Keith Leighton

Winter is here! Get a worry free mortgage! This time of year, there are a few less mortgage’s being done- not many people want to move into a new home in the snow. But if you want to get a wo ... [read more]

Do’s and Don’ts for the Mortgage Process around CHRISTMAS

Do’s and Don’ts for the Mortgage Process around CHRISTMAS

December 4, 2018 | Posted by: Keith Leighton

Do’s and Don’ts for the Mortgage Process around CHRISTMAS The holiday season is always a crazy time, but that’s no reason not to take advantage of the great housing market an ... [read more]

Should I Lock in A Mortgage Rate?

Should I Lock in A Mortgage Rate?

November 28, 2018 | Posted by: Keith Leighton

Should I Lock in A Mortgage Rate? This post applies if you are taking a new mortgage, whether it’s for a purchase, refinance, or renewal. The variable remains the main contender. But what ab ... [read more]

Are you Getting a Fixed-rate mortgage? Some things to consider!

Are you Getting a Fixed-rate mortgage? Some things to consider!

October 12, 2018 | Posted by: Keith Leighton

Are you Getting a Fixed-rate mortgage? Some things to consider! Are you considering a 25-year amortization or 30 years? Insured or Uninsured? With an A Lender or B Lender? These are just a few of t ... [read more]

Navigating The Mortgage Rate Wars

Navigating The Mortgage Rate Wars

August 24, 2018 | Posted by: Keith Leighton

How to Navigate The Mortgage Rate Wars You may have heard that rates are changing, and that is true. They don’t call it war for nothing and you need an expert by your side! Think of mortgage ... [read more]

It’s all about the property

It’s all about the property

July 10, 2018 | Posted by: Keith Leighton

With all of the rule changes imposed by the federal and provincial governments around mortgage financing and real estate it may be more difficult to access financing. But don’t take it persona ... [read more]

Are You Ready for a Last Minute Credit Check?

Are You Ready for a Last Minute Credit Check?

June 6, 2018 | Posted by: Keith Leighton

Are You Ready for a Last Minute Credit Check? Your credit history is one of the single greatest factors in determining whether you can become qualified for a mortgage and the interest rate you ca ... [read more]

What is a Collateral Mortgage?

What is a Collateral Mortgage?

May 18, 2018 | Posted by: Keith Leighton

What is a Collateral Mortgage? A collateral mortgage is a way of registering your mortgage on title. This type of registration is sometimes used by banks and credit unions. Monoline lenders, on the ... [read more]

Does your financial house need a good Spring Clean?

Does your financial house need a good Spring Clean?

May 15, 2018 | Posted by: Keith Leighton

Does your financial house need a good Spring Clean? Wouldn't spring cleaning be so much more gratifying if - somewhere under some old clothes and worn out jeans in your dresser - you found an envel ... [read more]

Your Mortgage Could Be A Goldmine of Potential Savings

Your Mortgage Could Be A Goldmine of Potential Savings

May 9, 2018 | Posted by: Nick Hamblin

A penny saved is a penny earned! By making the right decisions, your mortgage could be a goldmine of potential savings. With access to a broad spectrum of over 30 lenders, Ideal Mortgage professi ... [read more]

Five Ways to Improve Mortgage Qualifying Success

Five Ways to Improve Mortgage Qualifying Success

March 19, 2018 | Posted by: Nick Hamblin

Five Ways to Improve Mortgage Qualifying Success Yes new mortgage rules have made it harder to qualify for a mortgage, whether you are a first-time buyer or looking to renew or refinance your mortg ... [read more]

Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

June 7, 2017 | Posted by: Nick Hamblin

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ... [read more]

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

May 31, 2017 | Posted by: Nick Hamblin

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ... [read more]

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